Caught Speeding?

Caught Speeding?

If you are caught speeding the biggest give away will certainly be the lighting flash from the box at the side of the road or above the gantry! Although, don’t be fooled! Not all cameras will flash as they use infrared lights to avoid having to use the bright double flash.

When you have been caught by a big flashing camera you will almost instantly start worrying over the next two weeks to find a letter stuck to the front doormat! I can assure you that the surprise inside will not be pleasant neither and will all depend on how much you were over speeding by at the time.

You will then have to complete a section 172 notice that you will also have to return to the police within 28 days, telling them who was driving the vehicle at the time of the offence. After you have completed the section 172 notice and sent it off, you will either be sent a Fixed Penalty Notice (FPN) or a letter telling you to appear in court.

If you are unlucky enough to be caught by the police speeding, depending upon the severity of the over speeding offence they could either;

-          Give you a verbal warning.

-          Give or send you an FPN.

-          Order you to go to court and you will be sent a letter in a post with the next steps.


What are your options when you have received an FPN?

You will now have the chance to plead guilty or not guilty.



If you plead guilty?

You will need to pay a £100 fine and have 3 points added to your licence, unless you’re given the option to take a speed awareness course.

When you pay your fine and how you pay depends on where you were caught speeding. You can either:

-          Pay the fine online in England and Wales via or check your ticket for other ways to pay.

-          Pay the fine online in Scotland via or check your ticket for other ways to pay.

-          Contact the Laganside Courts Complex via to pay a fine in Northern Ireland or check your ticket for other ways to pay.

Your licence will also have a code put on it for 4 years which will represent the issue of your points.

You may be given the option of attending a speed awareness course if:

-          The police decide its appropriate for your offence.

-          You have not been on a speed awareness course within the past 3 years.


If you plead not guilty?

You will be instructed to attend a court hearing.

If you are found guilty when attending court, you can be fined more and receive more penalty points.

The amount you’ll be fined depends on what the speed limit was and how much over it you were driving. It’s usually a percentage of your weekly income, up to a maximum of £1,000 (2,500 if you were driving on a motorway)

You could also be disqualified from driving or have your licence suspended.

Whether you plead guilty or not! If you receive penalty points your insurance will rise too.

Which Bands could you be for speeding?

Source – Speeding fine calculator by


The bands for speeding do not only stop there! There are more bands for more severe offences, which are bands D, E and F.

-          Band D – 200 – 300% of your weekly income

-          Band E – 300 – 500% of your weekly income

-          Band F – 500 – 700% of your weekly income


What to do if you receive a letter for speeding?

-          Do not ignore it, this could result in your penalty and points being much higher than they need to be.

-          Respond as soon as possible whether you are pleading guilty or not.

-          Pay the fine as soon as possible otherwise the debt can spiral out of control.

-          Attend any courses you have been given to attend.

-          Look into other courses or speed detection devices to help you maintain a safe speed.

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